Credit bureau TransUnion, in response to the Equifax data breach, is now offering all consumers TrueIdentity, which allows you to lock your credit for free. It essentially does the same thing as freezing your credit, but you can lock and unlock it through the TransUnion site, and it is free every time. You can also sign up to get a text every time someone applies for credit in your name.
If you have already frozen your TransUnion account, leave it frozen. Otherwise, head to https://www.transunion.com/product/trueidentity-free-identity-protection and sign up. I think this is a great service being offered to all consumers – I would like to see the other bureaus follow.
Each step you take protects you a little more from being a victim of identity theft.
Also, one quick update from last week’s post and Credit Karma. Sign up for Credit Karma BEFORE you freeze your credit. If you freeze it before you won’t be able to use their site. Read this article for more details: https://help.creditkarma.com/hc/en-us/articles/202041774-I-have-a-security-freeze-on-my-credit-reports-Can-I-still-use-Credit-Karma-