If you listen to certain radio talk-show hosts you might think that credit cards are evil. Credit cards are NOT evil. They are a tool, but just like with any other tool, they need to be used …
How We Almost Lost a Home
by Ryan H. Law About 15 years ago my wife and I moved to Indiana, excited to start a new adventure far from where we both grew up. We rented a great apartment that fit our needs and expenses. It …
Financial Planning Tool: PowerPay
By Ryan H. Law In response to the Credit Card Act of 2009 many credit card issuers have raised rates, raised minimum payments, lowered credit limits and added on extra fees. Here are some …
The Importance of Personal Financial Planning for College Graduates
by Ryan H. Law Over the past 6 weeks I saw more than 500 graduating seniors come through my office to receive student loan exit counseling. Exit counseling is required for all graduating students …
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The Fiscal Cliff
by Ryan Law With President Obama’s re-election a number of news articles are saying one of his first challenges is to deal with the upcoming “fiscal cliff”. Today’s article will attempt to explain …